Mortgages

At Sherwood Mortgages, our expert team is here to find the perfect mortgage for you. With the option to choose from thousands of potential options, from over 65 well-known lenders across the market, we can find exclusive deals that are occasionally available to find the best investment for you.

All you have to do is tell our friendly team about yourself and the home you’re looking to buy, and we’ll set you up with your very own mortgage expert that will guide you through each step of the mortgage process.

The team at Sherwood Mortgages have been advising our customers since 2007, and we do all the mortgage applications and following up on your behalf. We’re here as your dedicated mortgage broker to help you find the best UK mortgage to suit your requirements and needs. You’ll be happy to know we offer mortgage quotations FREE of charge and do all the leg work for you until the keys to your new property are proudly in your hand. Your dedicated mortgage advisor will stay by your side the whole way, keeping you in the loop and getting you the best deal possible for your mortgage.

A mortgage is simply a loan that you use to buy a property. When you purchase a property, you'll most likely have to bring in at least 5% of the property's full price and pay for the rest using a mortgage from a bank or building society. You then pay the mortgage plus interest back in monthly instalments over a set number of years. The bigger the deposit, the lower your mortgage interest rate and the smaller your monthly repayments.

There are quite a few documents you may need for your mortgage application process. This might include:

• Passport or driving licence (to prove your identity)
• Utility bills
• Proof of benefits received
• P60 form from your employer
• Your last three months’ payslips
• Bank statements of your current account for the last three to six months
• Statement of two to three years’ accounts from an accountant if self-employed
• Tax return form SA302 if you have earnings from more than one source or are self-employed
• Self-employed people should look to provide information alongside their tax return, which supports what the SA302 says about their income, such as bank statements.