We’re here to find your perfect mortgage
At Sherwood Mortgages, our expert team is here to find the perfect mortgage for you. With the option to choose from thousands of potential options, from over 65 well-known lenders across the market, we can find exclusive deals that are occasionally available to find the best investment for you.
All you have to do is tell our friendly team about yourself and the home you’re looking to buy, and we’ll set you up with your very own mortgage expert that will guide you through each step of the mortgage process.
The team at Sherwood Mortgages have been advising our customers since 2007, and we do all the mortgage applications and following up on your behalf. We’re here as your dedicated mortgage broker to help you find the best UK mortgage to suit your requirements and needs. You’ll be happy to know we offer mortgage quotations FREE of charge and do all the leg work for you until the keys to your new property are proudly in your hand. Your dedicated mortgage advisor will stay by your side the whole way, keeping you in the loop and getting you the best deal possible for your mortgage.
A mortgage is simply a loan that you use to buy a property. When you purchase a property, you'll most likely have to bring in at least 5% of the property's full price and pay for the rest using a mortgage from a bank or building society. You then pay the mortgage plus interest back in monthly instalments over a set number of years. The bigger the deposit, the lower your mortgage interest rate and the smaller your monthly repayments.
There are quite a few documents you may need for your mortgage application process. This might include:
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When you get a mortgage in the UK you pay back the amount you have borrowed, plus interest, in monthly instalments over a set period of time (usually around 25 years). The mortgage is secured against your property until you have paid it off in full. Some mortgages in the UK have longer or shorter terms depending on your personal circumstances.
There are a range of places that offer free mortgage quotations and luckily, we’re one of them! Just contact a friendly member of our team and we’d be happy to help.
There are a number of factors that may determine how much deposit you would need such as your current employment status and age but most people need to bring in 5-10% of the cost of the property for a down payment on a property.
There are multiple stages to applications for mortgages in the UK and it typically takes between 2-6 weeks for a mortgage application to be completed.
The first steps to getting a mortgage are saving enough money for a deposit and making sure your credit score is where it needs to be - once you have done so, you can begin thinking about investing in a property.
Of course! Provided you have a deposit saved up, which may be a higher percentage than your first mortgage, you can get another mortgage. There are plenty of lenders who can offer great deals on any second mortgage you wish to take out, us included. Like your first mortgage, your additional/second mortgage is a loan that's secured against your home and you must keep up with monthly payments.
The close knit team at Sherwood Mortgages are dedicated experts with over 11 years of experience in getting the right mortgages to suit every client. We work with over 65 well-known lenders across the market, and are able to find exclusive deals to find the best investment for you.